Lutheran Church Extension Fund
Iowa Districts East & West

Carole White - VP Iowa Districts
toll-free (877) 439-5233

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Loans

Providing Low Cost Loans

LCEF provides low-cost loans to build space and place to help fulfill God’s mission.

Whether you're needing loan assistance to build, remodel, purchase equipment for your church or an operating line of credit, or if you’re a rostered church worker needing personal loan assistance, LCEF can provide many types of loan products.

• Current Loan Rates
• Congregations
  • Mortgage Loans
  • Construction Loans
  • Line of Credit
  • Loan FAQs
• Rostered Church Workers
  • Housing (Residential) Loan
  • Debt Consolidation Loan
  • Home Equity Loan
  • RCW Loan FAQs
• Approval Process
  • All Congregation loans are approved
    by your District’s LCEF Committee
    • Contact carole.white@lcef.org
  • School Associations and Recognized Service Organizations
    • These loans are approved by
      the National LCEF Office
    • Contact Larry.Crume@lcef.org
    • 1-800-854-4004 x6500
• Application
  • Loan of $100,000 or less
    • Application
    • Terms and Process
  • Loan > $100,000
    • Application
    • Terms and Process
      • Mortgage or
        Term Debt
      • Construction
  • Sample borrowing resolution
  • Helping Hands in the Lending Process
  • Why LCMS Entities Borrow From LCMS
• Automatic Loan Payment Authorization

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